At Mortgage Jinn, we provide expert guidance on Loan Estimates, ensuring you have a clear view of your financial options and the best path forward.

Illuminate Your
Loan Estimate!

What is a Loan Estimate?

Congratulations on applying for your mortgage! Next, your lender will provide you with essential disclosures, including the "LOAN ESTIMATE." Lenders do not do this out of the goodness of their hearts, it's required by law! Ideally, your lender will take the time to review this crucial document with you so you can grasp the cost of doing business. While the Loan Officer may claim that all fees are standard, how can you be sure you're getting the best rate for the lowest cost? If you're curious and have your Loan Estimate ready, it's time to take action! Share your contact information, complete the mini-quest, and submit a PDF of your loan estimate. We've spend over 20,000 days evaluating L.E.'s in detail by lender, line item, section, and loan program. For less than the cost of a credit check, you'll gain confidence in closing with the best possible terms.

Why review your L.E. with M.J.?

Peace of Mind

Did you ask your lender if THIS is the best they can do? Not all lenders act as fiduciaries so do not assume they are always working in your best INTEREST. There are thousands of dollars at steak on closing day and every payment thereafter. Mortgage Jinn verifies your fees relative to lender and market.

Knowledge is Power

The typical shelf life of a mortgage is slightly over six years. You recall that your last appraisal cost $350. Is $850 the current standard rate? Lending rates fluctuate, and we bring over 50 years of experience and knowledge to the table. Allow us to inform you about all the fees—what's worth comparing—and help you determine if you're getting the best value for your money.

Eliminate the "Junk"

Everyone deserves to be compensated for their work, but there are times when fees only benefit your lender. Let's ensure you are only paying what's necessary, securing the best rate while minimizing fees.

Time is Money

Many loan programs are widely available, but some need the Rosetta Stone to uncover. With our deep understanding of this industry, we can assist you in comparing your loan estimate with both common options and those you may not be familiar with. The lending landscape is filled with opportunities; sometimes, all you need is guidance to uncover them before it's too late!

Close with Confidence

The Loan Estimate is only the beginning. Before you sign the final paperwork, you'll receive a "Closing Disclosure" to prepare for settlement day. Mortgage Jinn is here to review this final disclosure, ensuring you feel confident about your decision!

Your L.E. Review Awaits!

For the price of a slice of pie, we will review your loan estimate then provide a "Jinn" rating.

Fees too high, fees too low - there's no such thing silly. But let's make sure the fees are just right for your loan.

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Sometimes you have the best program for your goals. Sometimes you do not because you don't know where to start.

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Great rate, good rate, bad rate. Get the best bang for your buck!

Review Fees

Review Program

Review Rate

It begins with a fitness assessment. Let's put your L.E. to the test to ensure it's not burdened by unnecessary fees. Pay only what is fair and standard. Together, we’ll keep you the GREEN!

Every lender in the area offers a 30-year fixed mortgage. However, did your loan officer discuss any alternatives with you? Are there any incentives available that could help lower your rate,, or out-of-pocket expenses?

Let's evaluate your interest rate and ensure you're getting the best value for your money!

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Happy, its a great place to be. Let's do your loan right!

Then it's time for a "Jinn rating." We'll assess your estimate on a scale ranging from Commoner to Eminence. See you in 30 years or less!

Testimonials

Our clients have shared their experiences about our services and how we helped them make informed decisions.

Michelle Manningham

"Mortgage Jinn provided me with invaluable intel on my loan estimate. They provided feedback that helped me negotiate lower closing costs. I am going to work with them on every mortgage I get from here."

Sophia Liu

"I was blown away by the thorough analysis of my loan estimate. I wish my broker took the time to explain everything like Marid did . We got so comfortable with their support we could have slept through signing."